{
  "document_id": "N-DOC-10012-032026",
  "version": "v4.3",
  "status": "Published / Approved",
  "effective_date": "2026-09-29",
  "approved_by": "Dr. Alban Gj. THIKA",
  "approved_by_role": "Founder & Executive Director",
  "approval_date": "2026-09-29",
  "approval_time_gmt2": "15:11",
  "canonical_url": "https://novaric.eu/en/governance/service-terms/",
  "supersedes": {
    "document": "NOVARIC-POL-TC-001",
    "scope": "New engagements from effective date only; prior cases assessed under accepted terms"
  },
  "approved_artifact": {
    "filename": "N-DOC-10012-032026-v4.3-approved-20260929.txt",
    "algorithm": "SHA-256",
    "digest": "6af18945ec79be33d4df384536b29cd1cdceab9c7d68955261021455a035afc5",
    "byte_count": 91772,
    "encoding": "UTF-8",
    "generated_utc": "2026-09-30T07:54:14Z"
  },
  "html_release": {
    "path": "/en/governance/service-terms/index.html",
    "algorithm": "SHA-256",
    "digest": "12126d8034206da82fb47a95e1f7bccec134e0b48077e9551c039bf44e44e6a4",
    "byte_count": 183884,
    "note": "HTML checksum covers the rendered page file; it is separate from and not identical to the artifact digest."
  },
  "fingerprint_scope_notice": "The artifact digest identifies the canonical plain-text approved content. It is an integrity reference, not an electronic signature, notarisation, or legally-binding certification. No eIDAS or equivalent claim is made.",
  "manifest_generated_utc": "2026-09-30T07:54:14Z",
  "verified_records": {
    "malta_mbr": "VERIFIED — MBR Director Certificate 4 Feb 2025; VAT MT21707805 confirmed CFR 29 Jan 2025",
    "albania_qkb": "VERIFIED — QKB Extract 9 Jun 2026; Licence LN-9041-02-2025 confirmed 14 Feb 2025",
    "vat_correction": "Previous MT21707305 was incorrect; correct number is MT21707805 per CFR certificate"
  }
}